Providing Useful Information, Advice, Education for your Mortgage
Home Buyer Checklist


Questions to Ask
What you are looking for, or how many
Order of Importance
The Basics - Type of Home you are Looking for
Do you want 1 story?    
Do you want 2 stories?    
Well Maintained or a fixer-upper?    
Siding    
Brick    
How many Bedrooms    
How many Bathrooms    
Garage, How many cars?    
Garage, attached?    
Flooring (wood, carpet, tile)    
The Location
In a neighborhood? (yes, no)    
How far from work? (minutes or miles)    
Near Schools - Walking or is bus ok?    
How near to Expressways    
How far away is your Doctor/Dentist?    
Do you want Street Lights?    
Do you want Sidewalks?    
Do you want Parks nearby?    
Do you want to be near Churches?    
Questions for your Realtor or the City or the Neighborhood Association
What is the tax base? (%age to compute    
Are there Neighborhood Covenants/Restrictions?    
Is there a homeowners association? (any fees?)    
Is the entire Area Zoned Residential?    
Is it Near any proposed Industry or building?    
Is there the Ability to Expand the House?    










Additional Features in the Home
Extra Storage or Closets?    
Living Room
(how big is yours now and do you want bigger?)
   
Do you want a Family Room too?    
Basement?    
Fireplace?    
Separate or Formal Dining Room?    
A Kitchen Eating Area?    
Laundry Space? separate room, location
(1st story, basement, etc.)
   

About the Outside of the House
Do you want a Patio or Deck?    
How big a Backyard/ What will you use it for?    
Do you want a Fence?    
Is Landscaping important?    


The Bills, How much are they?
Property Taxes summer  
Property Taxes winter  
Property Taxes - special assessments  
Electric Bills  
Gas Bills  
Water Bills